Pricing
Subscription gives you the full bot — minimum-rate floor, reserved balance, DCA, notifications, and per-order limits. No interest-earned fee.
Expected interest at your selected lending amount
Lending amount: USD$ 15,000
| Annual rate | Monthly interest | Annual interest |
|---|---|---|
| 8% (Lower rate) | USD$ 100 | USD$ 1,200 |
| 14% (Normal rate)Typical | USD$ 175 | USD$ 2,100 |
| 20% (Higher rate) | USD$ 250 | USD$ 3,000 |
Numbers are gross interest at the indicated APR — Bitfinex will deduct a 15% funding fee from these historical APRs. Subscription fee shown in the calculator above is the only cost charged by EarnUSD.
Calculate your plan
One-time payment — no auto-renewal and no recurring charges. Your subscription simply ends when the term is up unless you choose to renew.
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What you get
| Feature | Description |
|---|---|
| Order Execution | Every 5 minutes |
| Instant Capture High Rate | Every 1 minute |
| Lending Currencies | USD + USDT + BTC |
| Bot Mode | Auto / Manual |
| Minimum Lending Rate | Fixed / Dynamic |
| Long/Short Period | ✓ |
| Reserved Amount | ✓ |
| Daily Profit Notification | ✓ |
| High Rate Order Notification | ✓ |
| Order Amount Limit | ✓ |
| Progressive Rate | ✓ |
| Progressive Amount | ✓ |
| BTC DCA | ✓ |
| No Interest Earned Fee | ✓ |
No interest-earned fee: you keep 100% of the lending interest. We charge a flat subscription scaled to your lending-amount limit, nothing else.
FAQ
How much does EarnUSD cost?
EarnUSD is a subscription. See the plans above for current pricing; the key question is whether the extra lending rate it earns beats the monthly fee.
Is there a free trial?
Yes — new users get a free trial so you can see the bot run on your own Bitfinex account before paying. No funds leave your account during the trial.
Can I cancel anytime?
Yes. You can stop the bot or cancel your subscription at any time, and your funds always stay in your own Bitfinex account.
What payment methods are accepted?
You can pay by credit card or USDT. Subscription payment is separate from your lending funds, which never leave your Bitfinex account.